The Kleev Blog
4 Articles · Updated monthly
A screenshot-by-screenshot guide to downloading your transactions as a CSV from selected Australian banks: CBA, NAB, HSBC, Amex, Wise and Revolut. And because Kleev reads your CSV right in the browser, you never hand over your bank login.
The deductible list is the easy part — and most over-claiming isn't fraud, it's honest confusion between a repair and an improvement, or revenue and capital. Here's the clean checklist of what you can claim now, the costs the ATO keeps catching investors on, and how to keep records tidy so EOFY is effortless.
It lets property investors deduct a rental loss against their wages — and after a decade of debate, the 2026–27 Budget has finally moved to wind it back for established homes. Our view: that's good news for first-home buyers and a genuine headwind for new investors. Here's what it actually does, and what the proposed change would mean.
They save the exact same interest — so the question isn't which is cheaper, it's which leaves you better off. Our view: the offset wins almost every time, and the tax reason alone should settle most arguments.
