AI PERSONAL FINANCE PLATFORM · BUILT FOR AUSSIES

Your money,
decoded to the cent.

Drop a bank statement, then Kleev reads it, categorises every line, models your property, and answers your money questions. No bank login, ever. No A$5,000 advisor fee either.

PRIVACY-FIRST · YOUR CREDENTIALS STAY WITH YOUR BANK

STATEMENT.CSV — WESTPAC CHOICE
03 JUNWOOLWORTHS METROGroceries−A$84.20
03 JUNQPAL OPAL TRAVELTransport−A$58.95
02 JUNSPOTIFY AUSubscriptions▲28% creep−A$22.99
01 JUNTRANSFER → SAVERGoal ✓+A$2,900.00

KLEEV'S READ

Surplus of A$3,517 this month. Spotify crept ▲28%. Round-the-world trip is 18% funded.

INCOME
A$13.2k
BUDGET
A$9,730
SURPLUS
+A$3,517
READS STATEMENTS FROM
WestpacCBAMacquarieINGUBankNAB+ 15 more

SEVEN CORE SYSTEMS

Replaces four apps
and three spreadsheets.

Saving you A$300/mo on third-party apps and hours on Excel maintenance.

Loan repayment is 33% of outflows
A$0.00m+A$400k · 5 MO · EST
A$900kA$1300k
65% OWNED
35% DEBT

Multi-loan, offsets, live tax position.

INCOME A$13.2k/MO28 CATEGORIES
BUDGETA$9.7k
+A$3,517
SURPLUS → GOALS
FEB READY TO CLOSE · DISTRIBUTE A$3,517

Surplus auto-credited to your goals.

A$1.00m+A$12,400/MO
CASH BUFFER
4.2 MONTHS6MO
BUILD TO 6MO — A$13k TO GO

Banks, property, super — one ledger.

Chemist Warehouse−40%
A$94/mo at pharmacies
MATCHED
99 Bikes clearance−50%
cycling = your #1 lifestyle spend
MATCHED
Uber Eats codeCODE
filtered by what you actually buy
SKIPPED

Filtered by what you actually buy.

All seven read straight from your statements, so you stop spending Sundays in spreadsheets.

SEE EACH SYSTEM →

ASK KLEEV

Ask anything. Answered
from your numbers.

Not generic advice. Every answer is computed from your real transactions — and Kleev tells you the truth, even when it's not fun.

Q.

“How's my savings rate tracking this year?”

A.

0.0%▲ from 22.1% last quarter
JUL 25JUN 26

Computed from 1,284 transactions across 3 accounts — sources shown with every answer.

Q.

“Can I afford the trip by May 2027?”

A.

Not at the current pace.

NEEDED A$3,427/mo
SAVING A$2,000/mo

PROJECTED: NOV 2035102 MONTHS LATE

Kleev shows the gap and the fix: trim lifestyle A$430/mo + redirect surplus, and May 2027 is back on the table.

DESCRIBES YOUR DATA — DOESN'T GIVE FINANCIAL ADVICE

PRIVACY ARCHITECTURE

Your bank never
meets our servers.

Most Australian finance apps want your bank login. We never ask. Here's the entire data flow with nothing hidden.

YOUR BANKCredentials stay here
PASSWORD••••••

We never see a login screen. Not once. Not optionally.

YOU DOWNLOAD
YOUYou hold the datastatement.csv

Download statements yourself, drop them in when you choose.

YOU UPLOAD
KLEEVReads, never holds keys
  • ENCRYPTED AT REST
  • ROW-LEVEL SECURITY
  • ONE-CLICK WIPE

Your data, your account, your call.

NO CONNECTION · NO API · NO SCREEN-SCRAPING · EVER

NO CONNECTION · NO API · NO SCREEN-SCRAPING · EVER

Our promise

Jeremy Chan, founder of Kleev
“We will never upsell financial products, take kickbacks from lenders, or recommend a fund because someone paid us to.”

Take control of
your money, today.

Completely free. Drop a CSV and Kleev decodes it, first insights in about three minutes.

Get started — freeNO CARD · NO BANK LOGIN
SETUP TIME
3–5 MIN
PRICE
A$0.00
BUILT FOR AUSSIES ✓