Features
Built for Aussies who’re fed up with Excels.
AI personal finance platform that combines 4 apps and 3 excels together, so you can skip your 3-hour-a-week maintenance.
01 — PROPERTY
Property, modelled properly.
LVR, yield, cashflow and the negative-gearing line, recalculated from your statements every time you upload. Multi-loan, multi-offset, with a tax position your accountant wishes you had. Plus a line-by-line editable grid, like a spreadsheet, built for forecasting.
LIVE LVR · GROSS & NET YIELD · NEGATIVE GEARING · CAPITAL GROWTH · MULTI-LOAN · MULTI-OFFSET · TAX POSITION
02 — SPENDING
Every dollar, accounted for.
Live KPIs, a money-flow Sankey across every category, anomaly alerts that wake you up when something shifts, and the behavioural patterns hiding inside the noise all uncovered for you.
LIVE KPIS · SANKEY FLOWS · ANOMALY ALERTS · SPENDING PATTERNS · AI COLUMN-MAPPER FOR FUNKY CSVS
03 — SUBSCRIPTIONS
Catch the quiet drain.
Price creep, unused services, the recurring charges that quietly multiply. Kleev fingerprints them from your statements, tells you when they jumped, and gets you to the cancel page.
PRICE-CREEP DETECTION · ONE-CLICK CANCEL · UNUSED-CHARGE ALERTS · TRENDS OVER TIME
04 — BUDGET
A budget you can actually keep.
Rollover category budgets, a budget-vs-income reality check, and month-close surplus distribution into cascade-priority savings goals, so you can see exactly how far each target has moved, no weekly spreadsheet ritual.
CASCADE TARGETS · GUIDED MONTH-CLOSE · ROLLOVER BUDGETS · ON-PACE TRACKING · PER-TXN TAGGING
05 — WEALTH
One snapshot.
Full net worth — banks, property, super, manual assets — with a buffer measured in months and a 12-month trajectory. The AI explains the story behind the line.
COMPLETE NET WORTH · MANUAL ASSETS · BUFFER IN MONTHS · AI WEALTH NARRATIVE
“Net worth up A$12.4K this month — A$30,219 cash buffer, UBank holds the largest balance.” — the story, not just the chart.
06 — AI CHAT
A brain that knows your numbers.
Every answer is computed from the statements you've already loaded — no generic advice, no pitch, no hallucinated figures. The same assistant pops up on every page of the app.
“Across 2 goals, A$9,295 of A$70,000 is saved (13%). Top priority needs A$3,738/mo — above your current surplus.”
KLEEV DESCRIBES YOUR DATA — IT DOESN'T GIVE FINANCIAL ADVICE
Q.
“Why is my subscriptions spend up?”
A.
Netflix ▲53%, Spotify ▲28%, Adobe unused 4 months. Burden A$363/mo vs your A$117 avg.
CONTEXT-AWARE · PLAIN LANGUAGE · GROUNDED IN STATEMENTS · COMPLIANT BY DESIGN
07 — OZBARGAIN
Matched to your spending.
A daily scrape of OzBargain filtered by what you actually buy. Each alert carries a one-sentence reason why we think it's relevant to you, so you know how we use your data. Receive deal alert straight to your mailbox after setup.
PERSONALISED MATCHING · PLAIN-ENGLISH ALERTS · ONE-SENTENCE WHY · SCRAPED DAILY